Terms of Service

These Terms of Service ("Terms") govern your access to and use of this website operated by JSR Insurance Services LLC ("JSR Insurance," "we," "us," or "our"). By accessing or using this website, submitting a contact or quote request, or otherwise interacting with us through this site, you agree to be bound by these Terms. If you do not agree, please do not use this website.

Who We Are

JSR Insurance Services LLC is a licensed independent insurance agency that helps commercial trucking operators, owner-operators, and freight brokers obtain insurance coverage and surety bonds. We are an insurance producer, not an insurance carrier. Coverage described or referenced on this website is underwritten by third-party insurance carriers, not by JSR Insurance, and is subject to each carrier's underwriting guidelines, policy terms, conditions, and exclusions.

Use of This Website

This website is provided for the purpose of informing you about our agency and the coverage we help arrange, and for allowing you to request a quote or contact us. You agree to use this website only for lawful purposes and agree not to:

• Submit false, misleading, or fraudulent information through the contact or quote form
• Use the website in any way that could damage, disable, overburden, or impair it, or interfere with any other party's use of it
• Attempt to gain unauthorized access to any portion of the website, other accounts, or related systems
• Use any automated means, including bots or scrapers, to access or collect content from this website without our prior written consent
• Copy, reproduce, distribute, or create derivative works from the content of this website without our prior written consent

No Insurance Coverage Created by This Website

Nothing on this website constitutes an offer, binder, or guarantee of insurance coverage. Submitting a contact form, quote request, or any other information through this website does not create, alter, or bind any insurance policy or surety bond, and does not establish a producer-client relationship. Coverage is only bound, and terms only take effect, once you have received written confirmation from a licensed agent and, where applicable, the issuing carrier. Any rates, coverage descriptions, or availability referenced on this website are general in nature, subject to change, and not a quote for your specific risk until confirmed in writing.

Communications

By submitting your contact information through this website, you may be contacted by phone, email, or SMS text message regarding your inquiry or quote request. SMS and email communications, including opt-out instructions, are governed by our Privacy Policy, which is incorporated into these Terms by reference.

Intellectual Property

The text, graphics, logos, and other content on this website are owned by or licensed to JSR Insurance Services LLC and are protected by applicable intellectual property laws. You may view and print content from this website for your own personal, non-commercial reference, but may not otherwise reproduce, republish, or distribute it without our prior written permission.

Third-Party Links

This website may contain links to third-party websites, including insurance carriers or other service providers. We do not control and are not responsible for the content, accuracy, or practices of any third-party website. Your use of any linked website is subject to that website's own terms and policies.

Disclaimer of Warranties

This website and its content are provided "as is" and "as available," without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that this website will be uninterrupted, error-free, or free of viruses or other harmful components, or that any information on this website is complete, accurate, or current.

Limitation of Liability

To the fullest extent permitted by law, JSR Insurance Services LLC and its members, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or business opportunity, arising out of or related to your use of, or inability to use, this website, even if we have been advised of the possibility of such damages. Nothing in these Terms limits any liability that cannot be limited or excluded under applicable insurance regulations or other law.

Indemnification

You agree to indemnify and hold harmless JSR Insurance Services LLC, its members, employees, and agents from any claims, losses, liabilities, damages, and expenses, including reasonable attorneys' fees, arising out of your misuse of this website or your violation of these Terms.

Governing Law

These Terms are governed by and construed in accordance with the laws of the state of Texas in which JSR Insurance Services LLC maintains its principal place of business, without regard to conflict of law principles, and without prejudice to any insurance regulatory requirements of the state in which you reside or in which coverage is placed.

Changes to These Terms

We may update these Terms from time to time. Any changes will be posted on this page with a revised effective date. Your continued use of this website after changes are posted constitutes your acceptance of the revised Terms.

Contact Us

If you have questions about these Terms of Service, please reach out through the contact form on this website.